Making your dream home a reality is now easy. You’ll be able to get Instant Home Loan EMI Quotes, and with Rapidloans, you will have an interest rate that starts from 8.40%* p.a.* The loan can last up to 30 years with small EMIs starting at ₹762* per lakh. Our affordable housing loan is suitable for both salaried and self-employed individuals, and it comes with a hassle-free documentation process that ensures you get your dream house in just few days. Rapidloans also offers an online home loans service so you’re able to make the purchase or construction of your house as convenient as possible. Apply today to meet all your housing finance needs!
Eligibility Criteria for Home/Mortgage Loans
| Salaried | Self Employed | |
| Age | 21-60 Years | 23-65 Years |
| Credit Score | 700 and above with a good credit history | 700 and above with a good credit history |
| Minimum Income | Minimum Net Take Home Salary should be 15000 | A minimum turnover of ₹ 90,000 |
| Loan Amount | Upto 50 Lakh depending on the credit profile | Upto 50 Lakh depending on the credit profile |
| Work Experience | 3 Years | 4 Years |
Documents Required for Home/Mortgage Loan
- Aadhar Card
- Pan Card
- Electricity Bill
- Property Documents ( LPC, Registered Sale Deed,Mutation)
- Income Documents for Salaried ( Last 3 months Payslip, 3 months Bank statement)
- Income Documents for Self Employed Businessman ( Last 2 Years ITR with Computation,Bank Statement of last 12 months,Udyog Aadhar, Electricity Bill of Business Location)