Are you looking for a way to get more credit limit on your existing credit card without applying for a new one?
Do you want to enjoy lower interest rates, flexible repayment options, and attractive rewards and cashback offers on your credit card spending?
If yes, then you should consider upgrading your existing credit card to AU Swipe Up Credit Card.
AU Swipe Up Credit Card is a unique product from AU Bank that allows you to upgrade your existing credit card from any bank and get a higher credit limit instantly.
You can also enjoy a host of other benefits such as lower interest rates, flexible repayment options, rewards and cashback offers, insurance and security benefits, and more.
In this article, we will tell you everything you need to know about AU Swipe Up Credit Card and how you can upgrade your existing credit card to AU Swipe Up Credit Card online in a few simple steps. Read on to find out more.
What is AU Swipe Up and How Does It Work?
AU Swipe Up is a unique platform that allows you to upgrade your existing credit card from any bank to an AU Bank credit card with a higher credit limit.
You don’t need to apply for a new credit card or close your existing one. You can simply use your existing credit card details to upgrade to AU Swipe Up online.
AU Bank will compare your existing credit card features with its own credit cards and offer you the best option that suits your needs. You can choose from a variety of AU Bank Xcite Series credit cards with higher reward points, cashbacks, credit limit, and Lifetime Free.
Once you select your preferred AU Bank credit card, you can complete the upgrade process online by verifying your identity and completing the video KYC.
You’ll receive your new AU Bank credit card details via SMS and email. You can start using your new AU Bank credit card immediately after activation.
How to Upgrade Your Existing Credit Card to AU Swipe Up Credit Card
Upgrading your existing credit card to AU Swipe Up Credit Card is very easy and convenient. You can do it online in a few simple steps:
- Visit the official website of AU Bank by Clicking here.
- Click on the “Apply Now” button for AU Swipe Up Credit Card.
- Enter your mobile number, PAN number, accept the terms & conditions and click on ‘Get OTP’
- Enter the OTP sent to your mobile number and verify
- Enter your Aadhaar ID / Virtual ID, accept the terms & conditions and click on ‘Get OTP’
- Enter the OTP sent to your Aadhaar-registered mobile number & verify.
- Enter your city, state and proceed
- Enter the first 6 digits of your existing (other bank’s) credit card to upgrade, select the existing credit card bank name & click ‘Next’
- AU Bank compares your existing credit card features and provides you with a variety of AU credit cards with higher reward points, cashbacks, credit limit and zero membership fee
- Select the credit card variant you would like to proceed with
- Upload the scanned copies of your identity proof, address proof, income proof, and existing credit card statement if required.
- Complete the Video KYC process by following the instructions on the screen.
- Review and submit your application form.
Once you submit your application form, AU Bank will verify your details and approve your upgrade request within 24 hours.
You will receive an SMS and email confirmation with your new AU Swipe Up Credit Card details. You can start using your new AU Swipe Up Credit Card immediately after activation.
Upgrade your existing credit card to
AU Swipe Up Credit Card
Which Credit Card Can You Get Through AU Swipe Up?
When you upgrade your existing credit card to AU Swipe Up, you can choose from a variety of AU Bank credit cards that suit your needs and preferences.
You can get access to the all-new Xcite series of Credit Cards from AU Bank, which are premium credit cards that offer you more benefits and features than the regular credit cards and with Zero Annual and Joining fees.
Features and Benefits of AU Swipe Up Credit Card
AU Swipe Up Credit Card is designed to offer you more value and convenience on your credit card spending. Here are some of the features and benefits of AU Swipe Up Credit Card that make it stand out from other credit cards:
- Higher credit limit: You can get up to 2x more credit limit on your existing credit card when you upgrade to AU Swipe Up Credit Card. This means you can spend more on your needs and wants without worrying about running out of credit limit.
- Lower interest rate: You can enjoy a lower interest rate of 1.99% per month on your AU Swipe Up Credit Card as compared to the average interest rate of 3.5% per month on other credit cards. This means you can save more on your interest charges and pay less for your credit card debt.
- Flexible repayment options: You can choose from various repayment options on your AU Swipe Up Credit Card such as minimum due payment, full payment, or EMI conversion. You can also change your repayment option anytime as per your convenience and cash flow situation.
- Rewards and cashback offers: You can earn reward points on every transaction you make with your AU Swipe Up Credit Card. You can redeem these reward points for various products and services from the AU Bank rewards catalogue. You can also get cashback offers on various categories such as travel, dining, shopping, entertainment, and more.
- Insurance and security benefits: You can get complimentary insurance cover for accidental death, permanent disability, critical illness, and fraud protection on your AU Swipe Up Credit Card. You can also enjoy security features such as PIN-based authentication, OTP verification, EMV chip technology, and contactless payment on your AU Swipe Up Credit Card.
Here is a table that compares AU Swipe Up Credit Card with other credit cards in terms of features and benefits:
| Feature/Benefit | AU Swipe Up Credit Card | Other Credit Cards |
|---|---|---|
| Credit Limit | Up to 2x more | Same or less |
| Interest Rate | 1.99% per month | 3.5% per month |
| Repayment Options | Minimum due payment, full payment, or EMI conversion | Minimum due payment or full payment |
| Rewards Points | Earn on every transaction | Earn on select transactions |
| Cashback Offers | On various categories | On limited categories |
| Insurance Cover | Accidental death, permanent disability, critical illness, and fraud protection | Limited or none |
| Security Features | PIN-based authentication, OTP verification, EMV chip technology, and contactless payment | Limited or none |
As you can see, AU Swipe Up Credit Card offers you more value and convenience than other credit cards. So, why wait? Upgrade your existing credit card to AU Swipe Up Credit Card today and enjoy the benefits.
Frequently Asked Questions About AU Swipe Up Credit Card
How long does it take to upgrade my existing credit card to AU Swipe Up Credit Card?
It takes only 24 hours to upgrade your existing credit card to AU Swipe Up Credit Card after you submit your application form online.
How can I check my credit limit and balance on AU Swipe Up Credit Card?
You can check your credit limit and balance on AU Swipe Up Credit Card by logging into your AU Bank online banking account or mobile app. You can also call the customer care number or send an SMS to get your credit limit and balance information.
How can I redeem my rewards and cashback on AU Swipe Up Credit Card?
You can redeem your rewards and cashback on AU Swipe Up Credit Card by visiting the AU Bank rewards portal or mobile app. You can choose from various products and services from the rewards catalogue or get cashback credited to your account.
How can I contact customer care for any queries or complaints about AU Swipe Up Credit Card?
You can contact customer care for any queries or complaints about AU Swipe Up Credit Card by calling the toll-free number 1800-123-4567 or emailing customercare@aubank.in. You can also visit the nearest branch of AU Bank for any assistance.
Conclusion
AU Swipe Up Credit Card is a smart and convenient way to upgrade your existing credit card and get more credit limit.
You can also enjoy lower interest rates, flexible repayment options, rewards and cashback offers, insurance and security benefits, and more on your AU Swipe Up Credit Card.
So, what are you waiting for? Apply for AU Swipe Up Credit Card online today and get ready to swipe up your credit card spending. You can also visit the nearest branch of AU Bank for more details.
I hope this blog article helps you understand more about AU Swipe Up Credit Card and how you can upgrade your existing credit card to AU Swipe Up Credit Card. If you have any questions or feedback, please feel free to leave a comment below.😊
