Do you love to travel? Do you want to make your travel more rewarding and enjoyable? If yes, then you need a credit card that can offer you the best travel benefits and features. And one such credit card is the Axis Bank Vistara Signature Credit Card.
The Axis Bank Vistara Signature Credit Card is a co-branded credit card that is designed for frequent flyers and travellers.
It offers a host of benefits and features that can make your travel more convenient, comfortable, and cost-effective. Whether you are travelling for business or leisure, this card can help you get the most out of your travel.
In this article, I will tell you 7 reasons why you need Axis Bank Vistara Signature Credit Card for your travel needs.
These reasons are based on the features and benefits of Axis Bank Vistara Signature Credit Card that can help you save money, earn rewards, enjoy privileges, and more. So, let’s get started.
Reason 1: Travel Benefits of Axis Bank Vistara Signature Credit Card
One of the main reasons why you need Axis Bank Vistara Signature Credit Card for your travel needs is the travel benefits that it offers.
The card offers complimentary Club Vistara Silver membership, which gives you access to priority check-in, boarding, baggage handling, and additional baggage allowance on Vistara flights.
This can help you avoid long queues and hassles at the airport and enjoy a smooth and seamless travel experience.
The card also offers up to four complimentary lounge visits per year at select domestic airports.
You can relax and refresh yourself at these lounges before or after your flight and enjoy amenities such as Wi-Fi, food, beverages, entertainment, etc.
For example, if you are travelling from Delhi to Mumbai on a Vistara flight with your Axis Bank Vistara Signature Credit Card, you can enjoy the following benefits:
- Priority check-in at the dedicated Club Vistara counter
- Priority boarding at the gate
- Priority baggage handling at the belt
- Additional 5 kg baggage allowance
- Complimentary lounge access at Delhi airport
These benefits can make your travel more convenient and comfortable.
Reason 2: Rewards of Axis Bank Vistara Signature Credit Card
Another reason why you need Axis Bank Vistara Signature Credit Card for your travel needs is the rewards that it offers.
The card offers 4 CV Points for every Rs. 200 spent on eligible transactions, which can be redeemed for free flights, upgrades, and other rewards on Vistara and partner airlines.
You can also earn bonus CV Points on reaching certain spending milestones on the card.
The card also offers up to 6 complimentary Economy Class tickets as welcome and milestone benefits, depending on your spending amount.
You can use these tickets to fly to any domestic destination on Vistara network for free. You just have to pay the applicable taxes and fees.
For example, if you spend Rs. 4.5 lakh on your Axis Bank Vistara Signature Credit Card in a year, you can earn the following rewards:
- 4 CV Points for every Rs. 200 spent = 9,000 CV Points
- Bonus CV Points on reaching Rs. 1.25 lakh, Rs. 2.5 lakh, and Rs. 4 lakh spending milestones = 3,000 CV Points
- Total CV Points earned = 12,000 CV Points
- Complimentary Economy Class tickets as welcome and milestone benefits = 6 tickets
These rewards can help you save money and enjoy more travel experiences.
Reason 3: Insurance Benefits of Axis Bank Vistara Signature Credit Card
A third reason why you need Axis Bank Vistara Signature Credit Card for your travel needs is the insurance that it offers.
The card offers complimentary air accident cover of up to Rs. 2.5 crore, lost card liability cover of up to Rs. 3 lakh, and purchase protection cover of up to Rs. 1 lakh.
These covers can provide you peace of mind and security in case of any unforeseen events or emergencies while travelling.
The air accident cover can protect you in case of death or permanent disability due to an air accident while travelling on a ticket purchased using the card.
The lost card liability cover can protect you from any fraudulent transactions on your card in case of loss or theft of your card.
The purchase protection cover can protect your purchases made using the card from theft or damage within 90 days of purchase.
For example, if you lose your Axis Bank Vistara Signature Credit Card while travelling abroad and someone uses it to make unauthorized transactions worth Rs. 50,000 before you report it to the bank, you will not be liable for any of these transactions as per the lost card liability cover.
These covers can help you avoid financial losses and hassles in case of any mishaps.
Reason 4: Discounts with Axis Bank Vistara Signature Credit Card
A fourth reason why you need Axis Bank Vistara Signature Credit Card for your travel needs is the discounts that it offers.
The card offers discounts of up to 15% on dining at over 5,000 partner restaurants across India through the Axis Bank Dining Delights program.
You can enjoy delicious food and cuisines at these restaurants and save money on your bills.
The card also offers discounts of up to 20% on car rentals, hotel bookings, and travel packages through the Axis Bank Travel Offers program.
You can book your travel arrangements through this program and save money on your travel expenses.
For example, if you dine at a partner restaurant with your Axis Bank Vistara Signature Credit Card and spend Rs. 2,000 on your bill, you can get a discount of Rs. 300 (15%) through the Dining Delights program.
These discounts can help you reduce your travel expenses and enjoy more value for money.
Reason 5: Offers on Axis Bank Vistara Signature Credit Card
A fifth reason why you need Axis Bank Vistara Signature Credit Card for your travel needs is the offers that it offers.
The card offers exclusive offers and deals on various products and services from leading brands and merchants across categories such as fashion, lifestyle, entertainment, health, wellness, etc.
You can avail these offers and deals through the Axis Bank Offers program and enjoy more benefits and savings on your purchases.
For example, if you buy a pair of shoes from a leading brand with your Axis Bank Vistara Signature Credit Card worth Rs. 5,000, you can get an offer of Rs. 500 off (10%) through the Axis Bank Offers program.
These offers can help you enhance your travel enjoyment and satisfaction.
Reason 6: Limit of Axis Bank Vistara Signature Credit Card
A sixth reason why you need Axis Bank Vistara Signature Credit Card for your travel needs is the limit that it offers.
The card offers a high credit limit based on your income and credit history, which can help you meet various travel needs and desires.
You can use this limit to book flights, hotels, car rentals, etc., or to shop for anything that you want while travelling.
The card also offers flexible repayment options such as revolving credit, balance transfer, EMI conversion, etc.
You can choose the option that suits your cash flow and debt management better while travelling.
For example, if you have a credit limit of Rs. 2 lakh on your Axis Bank Vistara Signature Credit Card and you spend Rs. 1 lakh on your travel arrangements, you can either pay the full amount in the next billing cycle or convert it into EMIs and pay over a period of time.
Reason 7: Requirements for Axis Bank Vistara Signature Credit Card
A seventh reason why you need Axis Bank Vistara Signature Credit Card for your travel needs is the requirements that it has.
The card has minimal eligibility criteria and documentation requirements for applying, which can make the process easy and hassle-free.
You just need to be above 18 years of age, have a regular source of income, and have a good credit score to apply for the card.
The card also has a low annual fee of Rs. 3,000 plus GST, which can be waived off if your annual spending exceeds Rs. 2.5 lakh. This can make the card affordable and accessible for most travellers.
For example, if you apply for Axis Bank Vistara Signature Credit Card online, you just need to fill a simple application form and upload some basic documents such as identity proof, address proof, income proof, etc. and get instant approval.
These features can make the card easy and hassle-free to apply and use.
Conclusion
So, these are the 7 reasons why you need Axis Bank Vistara Signature Credit Card for your travel needs.
As you can see, this card offers a lot of benefits and features that can make your travel more rewarding and enjoyable. Whether you are travelling for business or leisure, this card can help you get the most out of your travel.
If you are interested in applying for this card or want to know more about it, you can visit the Axis Bank website or call their customer care number.
You can also compare this card with other credit cards on various websites and portals and choose the one that suits your needs and preferences best.
So, what are you waiting for? Apply for Axis Bank Vistara Signature Credit Card today and enjoy your travel like never before.
FAQs
What is Axis Bank Vistara Signature Credit Card?
Axis Bank Vistara Signature Credit Card is a co-branded credit card that is designed for frequent flyers and travellers. It offers a host of benefits and features that can make your travel more convenient, comfortable, and cost-effective. It also offers rewards, discounts, offers, insurance, and more on your spending.
How can I apply for Axis Bank Vistara Signature Credit Card?
You can apply for Axis Bank Vistara Signature Credit Card online or offline. To apply online, you can visit the Axis Bank website and fill a simple application form and upload some basic documents such as identity proof, address proof, income proof, etc. and get instant approval. To apply offline, you can visit any Axis Bank branch or call their customer care number and submit your application and documents.
What are the eligibility criteria and documentation requirements for Axis Bank Vistara Signature Credit Card?
The eligibility criteria and documentation requirements for Axis Bank Vistara Signature Credit Card are minimal and easy. You just need to be above 18 years of age, have a regular source of income, and have a good credit score to apply for the card. The documents that you need to submit are:
Identity proof such as PAN card, Aadhaar card, passport, etc.
Address proof such as electricity bill, telephone bill, bank statement, etc.
Income proof such as salary slip, income tax return, bank statement, etc.
Passport size photograph
What are the fees and charges for Axis Bank Vistara Signature Credit Card?
The fees and charges for Axis Bank Vistara Signature Credit Card are as follows:
Joining fee: Rs. 3,000 plus GST
Annual fee: Rs. 3,000 plus GST (waived off if annual spending exceeds Rs. 2.5 lakh)
Finance charges: Up to 3.4% per month (49.36% per annum)
Cash withdrawal fee: 2.5% of the amount withdrawn or Rs. 500, whichever is higher
Late payment fee: Rs. 100 to Rs. 700 depending on the outstanding balance
Over limit fee: 3% of the over limit amount or Rs. 500, whichever is higher
Cheque bounce fee: Rs. 300
Foreign currency transaction fee: 3.5% of the transaction value
How can I access lounge with Axis Bank Vistara Signature Credit Card?
Visit select domestic airports with lounge facility
Show card and boarding pass at lounge reception
Enjoy lounge amenities
Up to four free visits per year
