As a frequent traveler everyone loves to explore new places and enjoy the perks of traveling. So, you need a travel credit card that you can use to save money and enjoy benefits on your travel expenses.
Travel credit cards are cards that offer benefits like rewards, discounts, lounge access, insurance, etc. on travel-related spends. They can help you earn points or miles that you can redeem for free flights, hotel stays, or other travel services.
But with so many travel credit cards available in India, how do you choose the best one for you? What are the factors that you should consider when comparing different travel credit cards?
In this article, We will compare and review 13 of the best travel credit card India for 2023 based on their features and benefits.
So, without further ado, let’s get started.
Best Travel Credit Cards in India for 2023
Here are 13 of the best travel credit cards in India for 2023 that you can consider applying for:
- IDFC First bank Select Credit Card
- Axis Bank Vistara Signature Credit Card
- Yes First Exclusive Credit Card
- Standard Chartered Easemytrip Credit Card
- Axis Bank Vistara Credit Card
- SBI Card prime Credit Card
- SBI Card Pulse
- AU Bank Vetta Credit Card
- ICICI Bank Makemytrip Signature Credit Card
- ICICI Bank Coral Visa Credit Card
- Yes Premia Credit Card
- Yes First Business credit Card
- Yes Prosperity Business Credit Card
IDFC First bank Select Credit Card
If you are looking for a low-cost travel credit card that offers 10% cashback on travel bookings, then IDFC First bank Select Credit Card is a good option for you.
This card offers 10% cashback on flight tickets, hotel bookings, bus tickets, and cab rides booked through any online platform.
You can earn up to Rs.500 cashback per month on travel bookings with this card.
Apart from this, this card also offers 6 complimentary lounge visits per year at select domestic airports.
You can also enjoy 1% fuel surcharge waiver on transactions between Rs.400 and Rs.4000.
The annual fee of this card is Nil.
Axis Bank Vistara Signature Credit Card
If you are a loyal customer of Vistara Airlines, then Axis Bank Vistara Signature Credit Card is a great choice for you.
This card is co-branded with Vistara Airlines and offers 4 Club Vistara points per Rs.200 spent on all transactions. You can redeem these points for free flights, class upgrades, or other benefits with Vistara Airlines.
As a welcome benefit, this card also offers a free premium economy ticket within India on joining. You can also get up to 4 free premium economy tickets per year as milestone benefits based on your spending.
Additionally, this card also offers complimentary Club Vistara Silver membership, which gives you benefits like priority check-in, priority boarding, additional baggage allowance, etc.
This card also offers 8 complimentary lounge visits per year at select domestic airports. You can also enjoy up to 15% discount at select partner restaurants across India with this card. The annual fee of this card is Rs.3000 + GST.
Yes First Exclusive Credit Card
This card offers 12 reward points per Rs.100 spent on domestic and international flight tickets, hotel bookings, dining outlets, and grocery stores.
You can redeem these points for vouchers from various brands or convert them into air miles with partner airlines.
This card also offers unlimited lounge access across international airports through Priority Pass membership and 3 domestic lounge access.
You can also enjoy golf privileges at select golf courses in India and abroad with this card. Moreover, this card also offers travel insurance coverage up to 1 million and medical insurance coverage up to 200000.
It has First Year Membership Fee of INR 1,999+ applicable taxes, waived off on total retail spends of INR 40,000/- done within 30 days of card set up date.
However, it has a high eligibility criteria and requires a minimum net monthly income of Rs.4 lakh or an annual income tax return of Rs.50 lakh.
Standard Chartered Easemytrip Credit Card
If you are a frequent user of Easemytrip.com, then Standard Chartered Easemytrip Credit Card is an ideal choice for you.
This card is co-branded with Easemytrip.com and offers up to Rs.1200 off on domestic flight bookings and up to Rs.4000 off on international flight bookings through Easemytrip.com.
You can also get flat 20% & 10% instant discount on hotel and flight bookings respectively at EaseMyTrip website/app.
Additionally, this card also offers up to 20% cashback on Myntra purchases and up to 15% cashback on Grofers purchases.
This card also offers complimentary airport lounge access twice every quarter at select domestic airports. You can also enjoy fuel surcharge waiver up to Rs.100 per month with this card.
The annual fee of this card is Rs.350 + GST, which is waived off if you spend Rs.50000 or more in a year.
Axis Bank Vistara Credit Card
If you are looking for a low-cost co-branded travel credit card with Vistara Airlines, then Axis Bank Vistara Credit Card is a good option for you. This card offers 3 Club Vistara points per Rs.200 spent on all transactions.
You can redeem these points for free flights, class upgrades, or other benefits with Vistara Airlines.
As a welcome benefit, this card also offers a free economy ticket within India on joining.
You can also get up to 3 free economy tickets per year as milestone benefits based on your spending.
Additionally, this card also offers complimentary Club Vistara Base membership, which gives you benefits like priority waitlist clearance, additional baggage allowance, etc.
This card also offers 4 complimentary lounge visits per year at select domestic airports.
You can also enjoy up to 15% discount at select partner restaurants across India with this card.
The annual fee of this card is Rs.1500 + GST.
SBI Card prime Credit Card
If you are looking for a travel credit card that offers 20 reward points per Rs.100 spent on air tickets and hotel bookings, then SBI Card prime Credit Card is a good option for you.
This card offers 20 reward points per Rs.100 spent on domestic and international flight tickets and hotel bookings made through any online platform.
You can redeem these points for vouchers from various brands or convert them into air miles with partner airlines.
Apart from this, this card also offers 8 complimentary lounge visits per year at select domestic airports. You can also enjoy golf privileges at select golf courses in India with this card.
The annual fee of this card is Rs.2999 + GST, which is waived off if you spend Rs.3 lakh or more in a year.
SBI Card Pulse
If you are looking for a travel credit card that offers up to 10 reward points per Rs.100 spent on travel bookings and Get a Noise ColorFit Pulse 2 Max Smart Watch worth Rs. 5,999 on payment of joining fee as milestone benefits, then SBI Card Pulse is a suitable option for you.
This card offers up to 10 reward points per Rs.100 spent on domestic and international flight tickets, hotel bookings, bus tickets, and cab rides booked through any online platform.
You can redeem these points for vouchers from various brands or convert them into air miles with partner airlines.
This card also offers up to Rs.5000 worth of e-gift vouchers from Amazon, Flipkart, Myntra, or Yatra as milestone benefits based on your annual spending. You can also enjoy fuel surcharge waiver up to Rs.250 per month with this card.
The annual fee of this card is Rs.1499 + GST, which is waived off if you spend Rs.1 lakh or more in a year.
AU Bank Vetta Credit Card
If you are looking for a travel credit card that offers up to 5% cashback on all spends and unlimited lounge access across domestic airports, then AU Bank Vetta Credit Card is an ideal choice for you.
This card offers up to 5% cashback on all your spends, including travel, dining, shopping, entertainment, etc.
You can earn up to Rs.4000 cashback per month with this card.
This card also offers unlimited lounge access across domestic airports through Dreamfolks DragonPass membership.
You can also enjoy golf privileges at select golf courses in India and abroad with this card.
The annual fee of this card is Rs.2999 + GST.
ICICI Bank Makemytrip Signature Credit Card
If you are a frequent user of Makemytrip.com, then ICICI Bank Makemytrip Signature Credit Card is a great choice for you.
This card is co-branded with Makemytrip.com and offers up to Rs.1500 off on domestic flight bookings and up to Rs.4000 off on international flight bookings through Makemytrip.com.
You can also get up to Rs.2000 off on hotel bookings and up to Rs.500 off on cab bookings through Makemytrip.com with this card.
Additionally, this card also offers 10% cashback on MMTBLACK bookings and 15% cashback on international bookings.
This card also offers complimentary airport lounge access twice every quarter at select domestic airports.
The Joining fee of this card is Rs.2500 + GST, which is waived off if you spend Rs.2.5 lakh or more in a year and Annual fee is NIL.
ICICI Bank Coral Visa Credit Card
This card offers up to 4 payback points per Rs.100 spent on domestic and international flight tickets, hotel bookings, bus tickets, and cab rides booked through any online platform.
You can redeem these points for vouchers from various brands or convert them into air miles with partner airlines.
This card also offers buy one get one free movie ticket offer twice a month through Bookmyshow.com. You can save up to Rs.250 per ticket with this offer. You can also enjoy up to 15% discount at select partner restaurants across India with this card.
This card also offers complimentary airport lounge access once every quarter at select domestic airports. You can also enjoy fuel surcharge waiver up to Rs.100 per month with this card.
The annual fee of this card is Rs.500 + GST, which is waived off if you spend Rs.1.5 lakh or more in a year.
Yes Premia Credit Card
Yes Premia Credit Card offers up to 12 reward points per Rs.100 spent on domestic and international flight tickets, hotel bookings, dining outlets, and grocery stores.
You can redeem these points for vouchers from various brands or convert them into air miles with partner airlines.
This card also offers complimentary membership of Priority Pass program, which gives you access to over 1200 airport lounges across the world.
You can also enjoy golf privileges at select golf courses in India with this card. Moreover, this card also offers travel insurance coverage up to 200000 and medical insurance coverage up to 500000.
The annual fee of this card is Rs.999 + GST, which is waived off if you spend Rs.1 lakh or more in a year.
Yes First Business credit Card
If you are a self-employed person looking for a travel credit card then Yes First Business credit Card is a good option for you.
This card offers up to 8 reward points per Rs.100 spent on domestic and international flight tickets, hotel bookings, dining outlets, and grocery stores.
You can redeem these points for vouchers from various brands or convert them into air miles with partner airlines.
This card also offers complimentary membership of LoungeKey program for VISA cardholders and Priority Pass program for Mastercard cardholders, which gives you access to over 1200 airport lounges across the world.
The annual fee of this card is Rs.999 + GST, which is waived off if you spend Rs.1 lakh or more in a year.
Yes Prosperity Business Credit Card
This card offers up to 4 reward points per Rs.100 spent on domestic and international flight tickets, hotel bookings, dining outlets, and grocery stores.
You can redeem these points for vouchers from various brands or convert them into air miles with partner airlines.
This card also offers complimentary access to select airport lounges in India through Mastercard Lounge Program.
You can also enjoy golf privileges at select golf courses in India with this card. Moreover, this card also offers travel insurance coverage up to 5000000 and medical insurance coverage up to 1500000.
The annual fee of this card is Rs.399 + GST, which is waived off if you spend Rs.1 lakh or more in a year.
How to Apply for a Travel Credit Card Online
Now that you have learned about the best travel credit cards in India for 2023, you might be wondering how to apply for one online.
Applying for a travel credit card online is easy and convenient with Rapidloans.in, We have a partnership with Credilio that will give you a smooth onboarding and application experience. Here are the steps to apply for a travel credit card online:
- Click here and enter your name, Pan Number, Current Residence pin code and Employment Status.
- Choose the travel credit card that suits your needs and preferences from the list and click on “Apply Now” or “Apply Online”.
- Fill in the online application form with your personal, professional, and financial details. You may also need to provide your PAN number, Aadhaar number, and KYC documents.
- Upload the required documents such as identity proof, address proof, income proof, etc. You may need to scan or take a photo of these documents and upload them in the specified format and size.
- Submit the application form and wait for the approval from the bank or the co-branded partner. You may also receive an OTP or a verification code on your mobile number or email address to confirm your application.
- Once approved, you will receive your credit card by mail within a few days. You may need to activate your card by calling the customer care number or visiting the nearest branch of the bank or the co-branded partner.
Conclusion
Travel credit cards are a great way to save money and enjoy benefits on your travel expenses. They can help you earn rewards, discounts, lounge access, insurance, and more on your travel-related spends.
There are many travel credit cards available in India for different types of travelers and budgets. You can compare and choose the best travel credit card for you based on your preferences and needs.
You can also apply for a travel credit card online easily and securely with minimal documentation.
However, you should use your travel credit card wisely by paying your bills on time, avoiding unnecessary fees, redeeming your rewards regularly, and spending within your limit.
I hope this article has helped you find the best travel credit card for you and learn how to apply for one online. If you have any questions or feedback, please feel free to leave a comment below. Happy traveling!
FAQs
What is a travel credit card?
A travel credit card is a type of credit card specifically designed to offer benefits and rewards tailored for travelers. It provides features like air miles, travel insurance, lounge access, hotel discounts, and more.
How can a travel credit card benefit me?
A travel credit card can benefit you in several ways. You can earn reward points or air miles for your travel expenses, enjoy complimentary airport lounge access, get discounts on hotel bookings, avail travel insurance coverage, and even enjoy exclusive offers on dining and shopping.
What features should I consider while choosing a travel credit card?
When choosing a travel credit card, consider features such as reward points or air miles earning rate, redemption options, annual fee, foreign transaction fees, travel insurance coverage, airport lounge access, and tie-ups with airlines or hotel chains.
Are there any specific eligibility criteria to apply for a travel credit card in India?
Yes, eligibility criteria vary from one credit card issuer to another. Generally, you need to meet certain age requirements, have a stable income, and possess a good credit score to qualify for a travel credit card in India.
Can I use a travel credit card internationally?
Yes, most travel credit cards in India are internationally accepted and can be used for transactions abroad. However, it’s essential to check for foreign transaction fees and notify your credit card issuer about your travel plans to avoid any inconvenience.
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