Health is wealth, as the saying goes. But what if you or your loved ones face a medical emergency that requires expensive treatment? How will you pay for it without breaking the bank or compromising on the quality of care?
This is where the Bajaj Finserv Health EMI Card comes in handy.
It is a unique digital card that lets you pay for your healthcare expenses in easy EMIs, without any interest or hidden charges. You can use it for over 1,000 treatments and services at more than 5,500 partner hospitals and wellness centers across India.
But that’s not all. The card also offers you free wellness benefits, such as teleconsultations, lab tests, pharmacy discounts, and more.
You can also share the card with your family members and enjoy the same benefits.
Sounds too good to be true, right? Well, it’s not.
In this article, I will tell you everything you need to know about the Bajaj Finserv Health EMI Card and why you should get one for yourself and your family.
Eligibility Criteria for Bajaj Finserv Health EMI Card
Applying for the Bajaj Finserv Health EMI Card is very easy and hassle-free. You just need to meet the following eligibility criteria:
- Nationality: Indian
- Age: 21 to 65 years
- Income: You must have a regular source of income
If you are an existing customer of Bajaj Finance, you don’t need to submit any documents, unless there is a change in your KYC information. In case of address or identity change, you need to submit your updated KYC document.
If you are a new customer, you need to submit the following documents:
- PAN Card
- Address proof
- Cancelled cheque
How to apply for the Bajaj Finserv Health EMI Card
You can apply for the card online or offline, depending on your convenience.
To apply online, follow these steps:
- Click here to visit official webpage of Bajaj Finserv Health Emi Card.
- Select the card variant of your choice (Gold or Platinum).
- Enter your 10-digit mobile number and verify the OTP sent to your phone.
- Fill in the application form with your basic details, such as your full name, PAN, date of birth, PIN code and email ID.
- Select your employment type and gender.
- Click on ‘Proceed’ to know your card limit.
- Verify your KYC using your Aadhaar Card or DigiLocker.
- Post successful KYC, pay a one-time joining fee (Rs. 707 for Gold/ Rs. 999 for Platinum).
- Click on ‘Activate Now’ and enter your bank account number and IFSC code to complete the e-mandate process.
To apply offline, visit any of the partner hospitals or wellness centers and submit your KYC documents along with a cancelled cheque at the counter. You will also need to pay a one-time joining fee as per your card variant.
The card variants differ in terms of their fees and benefits. Here is a comparison table to help you choose the best one for you:
| Card Variant | Joining Fee | Annual Fee | Loan Limit | Wellness Benefits |
|---|---|---|---|---|
| Gold | Rs. 707 | Up to Rs. 117 | Up to Rs. 4 lakh | Worth Rs. 13,500 |
| Platinum | Rs. 999 | Up to Rs. 117 | Up to Rs. 4 lakh | Worth Rs. 23,500 |
The annual fee will only be charged if you have not availed any loan using the card in the preceding year.
How to use the Bajaj Finserv Health EMI Card
Using the Bajaj Finserv Health EMI Card is very simple and convenient.
You can access and use your digital card on the Bajaj Finserv app or website by logging in with your registered mobile number or customer ID.
You can also view your card details, limit, transactions, statements, etc. on the app or website.
To use your digital card at any of the partner hospitals or wellness centers, follow these steps:
- Visit any of our partner hospitals or wellness centers and select the treatment or service you want to avail.
- Inform the representative that you want to pay using the Bajaj Finserv Health EMI Network Card.
- Share your registered mobile number and an OTP will be sent to your phone.
- Enter the OTP and confirm the loan amount and tenure.
- Your transaction will be completed and you will receive an SMS confirmation.
You can use the card for over 1,000 healthcare treatments these include:
- ENT treatments
- Hair transplant
- Vascular surgery
- Stem-cell treatments
- Oncology treatments
- Orthopaedic treatments
- IVF treatments
- Plastic surgery
- Cosmetic treatments
- Maternity care
- Robotic surgery
and services at more than 5500 wellness centers and following hospitals from bajaj health emi card hospital list across India.
- Apollo Sugar Clinics
- Metropolis Labs
- Suburban
- Indus Healthcare
- Apollo Dental
- Clove Dental
- Sabka Dentist
- Partha Dental
- Oliva Skin & Hair Clinic
- VLCC
- Lenskart
- Dr. Agarwal’s Eye Hospital
- RichFeel
- Advanced Hair Studio
- Enhance Clinics
- Cocoona Centre for Aesthetic Transformation
- Anjali Mukerjee Health Total
- O2 Spa
- Enrich Salon
You can also use the card for preventive health checkups, diagnostic tests, pharmacy bills, dental care, eye care, etc.
You can choose a flexible repayment tenure that suits your budget and convenience from 3 to 24 months.
The longer the tenure, the lower the EMI amount and vice versa. You can also prepay or part-pay your loan amount anytime without any charges or penalties.
What are the benefits of the Bajaj Finserv Health EMI Card
The Bajaj Finserv Health EMI Card offers you a host of benefits that make it a smart choice for your healthcare needs. Here are some of the main benefits of the card:
Covering costs that insurance may not
Insurance policies may not cover all types of healthcare expenses, such as elective procedures, OPD expenses, preventive health checkups, etc.
With the Bajaj Finserv Health EMI Card, you can pay for these expenses in easy EMIs without any interest or hidden charges.
Getting a pre-approved loan limit of up to Rs. 4 lakh
The card gives you a pre-approved loan limit of up to Rs. 4 lakh for healthcare expenses.
You don’t need to submit any additional documents or undergo any verification process to avail this limit. You can use it as per your requirement and convenience.
Availing of free wellness benefits
The card also offers you free wellness benefits, such as 10 free teleconsultations with top doctors across India, Rs. 2500 wallet for lab and OPD services, free preventive health checkup package with 45+ lab tests, etc.
You can access these benefits on the Bajaj Finserv app or website and save money on your healthcare expenses.
Accessing a large network of hospital and wellness partners
The card allows you to access a large network of over 5,500 hospital and wellness partners across 1,000+ cities in India.
You can choose from a wide range of treatments and services at these partners and enjoy quality care at affordable prices.
Sharing the card with your family members
The card is not just for you, but also for your family members. You can share the card with your spouse, parents, children, and siblings without any additional charges.
They can also enjoy the same benefits as you and pay for their healthcare expenses in easy EMIs.
Conclusion
The Bajaj Finserv Health EMI Card is a smart way to pay for your healthcare expenses in easy EMIs without any interest or hidden charges.
It also offers you free wellness benefits, access to a large network of hospital and wellness partners, and the option to share the card with your family members.
If you are looking for a hassle-free and convenient way to take care of your health and your family’s health, you should get the Bajaj Finserv Health EMI Card today.
You can apply online or offline in a few simple steps and get instant approval.
Don’t let money come in the way of your health and happiness. Get the Bajaj Finserv Health EMI Card and enjoy peace of mind. Visit [Bajaj Finserv] website for more information or apply now.
FAQs
What is the Bajaj Finserv Health EMI Card and how does it work?
It is a digital card that lets you pay for healthcare in EMIs with no interest or hidden charges. You can use it for over 1,000 treatments and services at more than 5,500 partners across India. You also get free wellness benefits, such as teleconsultations, lab tests, pharmacy discounts, and more. You can apply online or offline and get instant approval.
How can I check my Bajaj Finserv Health EMI Card status?
You can check it on the [Bajaj Finserv Health website] or the [Bajaj Finserv app] by logging in with your mobile number or customer ID. You can also call 08698010101 or SMS ‘HCS’ to 9773633633.
How can I activate my Bajaj Finserv Health EMI Card?
To activate it, you need to:
Log in to the [Bajaj Finserv website] or the [Bajaj Finserv app] with your mobile number or customer ID.
Click on ‘Health EMI Network Card’ under ‘My Relations’.
Click on ‘Activate Now’ and enter your bank account number and IFSC code.
You will receive an SMS confirmation.
How can I use my Bajaj Finserv Health EMI Card for online purchases?
You can use it for online purchases of medicines, health products, lab tests, etc. at partner websites, such as Medlife, Apollo Pharmacy, etc. To use it online, you need to:
Select the products or services you want to buy.
Choose ‘Bajaj Finserv No Cost EMI’ as the payment option.
Enter your mobile number and verify the OTP.
Select your card and choose an EMI plan.
Confirm your order and complete the payment.
How can I cancel my Bajaj Finserv Health EMI Card?
To cancel it, you need to contact the customer care number 08698010101 or email wecare@bajajfinserv.in with your request. You also need to clear any dues on your card before cancelling it.
