Flipkart Big Billion Days Sale 2023 : Best Credit Cards For Maximum Discount

Are you ready for the biggest online shopping festival of the year? Yes, we are talking about the Flipkart Big Billion Days Sale 2023, where you can find amazing deals and discounts on millions of products across various categories.

Flipkart Big Billion Days Sale is one of the most awaited online shopping events in India. It offers huge discounts and deals on a wide range of products, from electronics to fashion, from home appliances to groceries, and more. You can find everything you need and want at unbeatable prices.

But how can you make the most of this sale and save even more money? The answer is simple: use the best credit cards for maximum cashback and rewards.

The Flipkart Big Billion Days Sale 2023 will start from October 8 and will last till October 15. However, Flipkart Plus members will get a 24-hour early access to the sale from October.

Flipkart has partnered with some of the leading banks and credit card issuers in India to offer you additional benefits such as cashback, discounts, no-cost EMI, and more.

In this article, we will help you choose the best credit cards for maximum discount on Flipkart Big Billion Days Sale 2023. We will also explain how to use these credit cards effectively and efficiently to get the best deal possible. So, without further ado, let’s get started.

How to Get Maximum Discount on Flipkart Big Billion Days Sale 2023

Flipkart has two types of offers for its customers during the sale: base offers and bonus offers. Base offers are applicable on all products and categories, while bonus offers are applicable on select products and categories.

Base offers are basically instant discounts or cashback that are applied automatically when you use your credit card or debit card for payment. The amount of discount or cashback depends on the category of the product and the date of purchase.

Bonus offers are additional savings that are applied over and above the base offers when you meet certain criteria. The criteria could be based on the net cart value.

Flipkart Big Billion Days Sale

To get the maximum discount on Flipkart Big Billion Days Sale 2023, you need to combine both base offers and bonus offers and use the right credit card or debit card for payment. You also need to keep track of the dates and categories of the products that are eligible for the offers.

To make things easier for you, we have summarized the maximum discount from base and bonus offers for different categories and cart values in Table 1 below.

CategoryMaximum Discount from Base Offers (INR)Maximum Discount from Bonus Offers (INR)
Mobiles₹1,500N/A
Other Categories₹1,500N/A
15,000 and Above₹1,500₹2,250
25,000 and Above₹2,250₹2,250
250,000 and Above₹23,500₹3,750
280,000 and Above₹26,500₹5,250
Table 1: Maximum Discount from Base and Bonus Offers

As you can see from Table 1, you can get up to ₹31,750 off on your shopping if you spend more than ₹280,000 and use the right credit card or debit card for payment.

But which credit card or debit card should you use? And how much discount can you get on each category and date?

To answer these questions, we have compared the maximum discount for base offers on credit cards and debit cards transactions for different categories and dates in Table 2 and Table 3 below.

Category7th (Early Access) – 9th Oct (INR)10th-12th Oct (INR)13th-15th Oct (INR)
Grocery₹250₹250₹250
Mobiles₹1,000₹1,500₹1,000
Other Categories₹1,500₹1,750₹1,250
Table 2: Maximum Discount for Base Offers on Credit Cards & Credit EMI Transactions
Category7th (Early Access) (INR)10th-12th Oct (INR)13th-15th Oct (INR)
Grocery₹250₹250₹250
Mobiles₹750₹1,500₹750
Other Categories₹750₹1,500₹1,500
Table 3: Maximum Discount for Base Offers on Debit Card & Debit EMI Transactions

As you can see from Table 2 and Table 3, you can get up to ₹1,750 off on your shopping if you use a credit card or credit EMI transaction and up to ₹1,500 off if you use a debit card or debit EMI transaction.

But that’s not all. You can also get additional savings from bonus offers for select products and cart values. We have listed the maximum additional savings from bonus offers in Table 4 below.

Bonus OfferEligibilityAdditional Discount (INR)
Bonus Offer 1Net Cart Value ≥ ₹24,990₹7,500
Bonus Offer 2Net Cart Value ≥ ₹74,990₹1,500
Bonus Offer 3Select Mobiles ≥ ₹19,990₹750
Bonus Offer 4Select Mobiles ≥ ₹29,990₹1,000
Bonus Offer 5Select Mobiles ≥ ₹39,990₹1,000
Bonus Offer 6Select Mobiles ≥ ₹79,990₹3,000
Bonus Offer 7Select Products ≥ ₹49,990₹1,500
Maximum Additional SavingsN/A₹9,250
Table 4: Maximum Additional Savings from Bonus Offers

As you can see from Table 4, you can get up to ₹9,250 off on your shopping if you meet the eligibility criteria for the bonus offers and use the right credit card or debit card for payment.

Now that you have a clear idea of how the offers work and how to avail them, let us move on to the best credit cards for Flipkart Big Billion Days Sale 2023.

Flipkart Axis Bank Credit Card and Flipkart Axis Bank Super Elite Credit Card

Flipkart Big Billion Days Sale

If you are a loyal Flipkart customer and shop frequently on the platform, then you should definitely consider getting one of these two credit cards:

  • Flipkart Axis Bank Credit Card and
  • Flipkart Axis Bank Super Elite Credit Card.

These are co-branded credit cards that offer you exclusive benefits on Flipkart and its partner merchants.

The Flipkart Axis Bank Credit Card is a basic credit card that offers you 5% unlimited cashback on Flipkart, Myntra, and partner merchants.

You also get welcome benefits worth Rs. 5000, fuel surcharge waiver up to Rs. 500 per month, and four complimentary airport lounge visits per year.

The annual fee for this card is Rs. 500, which is waived off if you spend more than Rs. 2 lakh in a year.

The Flipkart Axis Bank Super Elite Credit Card is a premium credit card that offers you 5% unlimited cashback on Flipkart, Myntra, and partner merchants.

You also get welcome benefits worth Rs. 10,000, fuel surcharge waiver up to Rs. 1000 per month, and eight complimentary airport lounge visits per year.

The annual fee for this card is Rs. 999, which is waived off if you spend more than Rs. 4 lakh in a year.

To apply for these cards, you need to be an Indian resident aged above 18 years with a good credit score and a stable income source. You can apply online through the Flipkart app or website or offline through an Axis Bank branch or representative.

By using these cards on Flipkart Big Billion Days Sale 2023, you can save a lot of money on your shopping. For example, if you buy a smartphone worth Rs. 30,000 in Flipkart Big Billion Days Sale using the Flipkart Axis Bank Credit Card or the Flipkart Axis Bank Super Elite Credit Card, you can get the following benefits:

  • Base offer: You can get an instant discount of Rs. 1500 on your purchase.
  • Bonus offer: You can get an additional discount of Rs. 1000 if the smartphone is eligible for Bonus Offer 4.
  • Cashback: You can get a cashback of Rs. 1500 (5% of Rs. 30,000) on your card statement within 90 days of purchase.
  • Total savings: You can save a total of Rs. 4000 (Rs. 1500 + Rs. 1000 + Rs. 1500) on your purchase, which is equivalent to a 13.33% discount.

Similarly, you can save money on other products and categories by using these cards on Flipkart Big Billion Days Sale 2023. Just make sure to check the eligibility and validity of the offers before making the payment.

ICICI Bank Credit and Debit Card For Flipkart Big Billion Days Sale

Flipkart Big Billion Days Sale

Another great option for shopping on Flipkart Big Billion Days Sale 2023 is to use your ICICI Bank credit or debit card.

The ICICI Bank credit and debit cards offer you up to 10% instant discount on select categories on Flipkart during the sale. You can also earn reward points, enjoy fuel surcharge waiver, and avail no-cost EMI on your purchases.

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To apply for an ICICI Bank credit or debit card, you need to be an Indian resident aged above 21 years with a good credit score and a stable income source. You can apply online through the ICICI Bank website or app or offline through an ICICI Bank branch or representative.

By using an ICICI Bank credit or debit card on Flipkart Big Billion Days Sale 2023, you can save a lot of money on your shopping. For example, if you buy a laptop worth Rs. 50,000 in Flipkart Big Billion Days Sale using an ICICI Bank credit or debit card, you can get the following benefits:

  • Base offer: You can get an instant discount of Rs. 1750 on your purchase.
  • Bonus offer: You can get an additional discount of Rs. 1500 if the laptop is eligible for Bonus Offer 7.
  • Reward points: You can earn reward points on your card depending on the type of card and the amount of purchase. For instance, if you have an ICICI Bank Coral Credit Card, you can earn 2 reward points per Rs. 100 spent, which means you can earn 1000 reward points (worth Rs. 250) on your purchase.
  • Fuel surcharge waiver: You can save up to Rs. 100 per month on fuel surcharge by using your card at any petrol pump across India.
  • No-cost EMI: You can opt for no-cost EMI option and pay for your purchase in easy installments without any interest or processing fee.
  • Total savings: You can save a total of Rs. 5100 (Rs. 1750 + Rs. 1500 + Rs. 250 + Rs. 100 + Rs. 1500) on your purchase, which is equivalent to a 10.2% discount.

Similarly, you can save money on other products and categories by using an ICICI Bank credit or debit card on Flipkart Big Billion Days Sale 2023. Just make sure to check the eligibility and validity of the offers before making the payment.

Kotak Bank Credit Card For Flipkart Big Billion Days Sale

Flipkart Big Billion Days Sale

Another great option for shopping on Flipkart Big Billion Days Sale 2023 is to use your Kotak Bank credit card.

The Kotak Bank credit card offers you up to 10x reward points on select categories on Flipkart during the sale. You can also enjoy free movie tickets, lounge access, fuel surcharge waiver, and more.

To apply for a Kotak Bank credit card, you need to be an Indian resident aged above 21 years with a good credit score and a stable income source. You can apply online through the Kotak Bank website or app or offline through a Kotak Bank branch or representative.

By using a Kotak Bank credit card on Flipkart Big Billion Days Sale 2023, you can save a lot of money on your shopping. For example, if you buy a TV worth Rs. 40,000 in Flipkart Big Billion Days Sale using a Kotak Bank credit card, you can get the following benefits:

  • Base offer: You can get an instant discount of Rs. 1750 on your purchase.
  • Bonus offer: You can get an additional discount of Rs. 1000 if the TV is eligible for Bonus Offer 5.
  • Reward points: You can earn reward points on your card depending on the type of card and the amount of purchase. For instance, if you have a Kotak Bank Royale Signature Credit Card, you can earn 4 reward points per Rs. 150 spent, which means you can earn 1066 reward points (worth Rs. 266) on your purchase.
  • Free movie tickets: You can get two free PVR movie tickets every month by spending more than Rs. 10,000 on your card in a billing cycle.
  • Lounge access: You can get two complimentary domestic airport lounge visits per quarter by using your card.
  • Fuel surcharge waiver: You can save up to Rs. 4500 per year on fuel surcharge by using your card at any petrol pump across India.
  • Total savings: You can save a total of Rs. 5016 (Rs. 1750 + Rs. 1000 + Rs. 266 + Rs. 500 + Rs. 500) on your purchase, which is equivalent to a 12.54% discount.

Similarly, you can save money on other products and categories by using a Kotak Bank credit card on Flipkart Big Billion Days Sale 2023. Just make sure to check the eligibility and validity of the offers before making the payment.

Citi Credit Card For Flipkart Big Billion Days Sale

Another great option for shopping on Flipkart Big Billion Days Sale 2023 is to use your Citi credit card. Citi is one of the leading global banks, offering a range of credit cards to suit your needs and preferences.

The Citi credit card offers you up to 15% cashback on select categories on Flipkart during the sale. You can also enjoy air miles, dining privileges, lounge access, and more.

By using a Citi credit card on Flipkart Big Billion Days Sale 2023, you can save a lot of money on your shopping. For example, if you buy a refrigerator worth Rs. 60,000 in Flipkart Big Billion Days Sale using a Citi credit card, you can get the following benefits:

  • Base offer: You can get an instant discount of Rs. 1250 on your purchase.
  • Bonus offer: You can get an additional discount of Rs. 1500 if the refrigerator is eligible for Bonus Offer 7.
  • Cashback: You can get a cashback of Rs. 9000 (15% of Rs. 60,000) on your card statement within 90 days of purchase.
  • Air miles: You can earn air miles on your card depending on the type of card and the amount of purchase. For instance, if you have a Citi PremierMiles Credit Card, you can earn 10 miles per Rs. 100 spent, which means you can earn 6000 miles (worth Rs. 3000) on your purchase.
  • Dining privileges: You can get up to 20% off on dining at over 2000 restaurants across India by using your card.
  • Lounge access: You can get four complimentary international airport lounge visits per year by using your card.
  • Total savings: You can save a total of Rs. 18,750 (Rs. 1250 + Rs. 1500 + Rs. 9000 + Rs. 3000 + Rs. 1000 + Rs. 1000) on your purchase, which is equivalent to a 31.25% discount.

Similarly, you can save money on other products and categories by using a Citi credit card on Flipkart Big Billion Days Sale 2023. Just make sure to check the eligibility and validity of the offers before making the payment.

Conclusion

We have come to the end of this article and we hope you have learned a lot about the best credit cards for maximum discount on Flipkart Big Billion Days Sale 2023. We have explained how the offers work and how to avail them, and we have also compared and contrasted the different credit cards and their benefits.

Now it is time for you to make your choice and apply for your preferred credit card.

So don’t wait any longer and get ready to shop till you drop on Flipkart Big Billion Days Sale 2023. You can find amazing deals and discounts on millions of products across various categories and save extra money by using your credit cards.

Remember, the sale starts from October 8 and lasts till October 15, so mark your calendars and set your alarms.

FAQs

What is Flipkart Big Billion Days Sale 2023?

 Flipkart Big Billion Days Sale 2023 is a mega online shopping festival that offers huge discounts and deals on millions of products across various categories. It is one of the biggest and most awaited sales on Flipkart, where you can find amazing prices and offers on your favourite products and brands.

When is Flipkart Big Billion Days Sale 2023?

Flipkart Big Billion Days Sale 2023 will start from October 8 and will last till October 15. However, Flipkart Plus members will get a 24-hour early access to the sale from October 7.

What are the benefits of using credit cards for shopping on Flipkart Big Billion Days Sale 2023?

By using credit cards for shopping on Flipkart Big Billion Days Sale 2023, you can get additional benefits such as cashback, discounts, no-cost EMI, and more. Flipkart has partnered with some of the leading banks and credit card issuers in India to offer you these benefits. Some of the credit cards that offer you the best deals are Flipkart Axis Bank Credit Card, ICICI Bank Credit Card, Kotak Bank Credit Card, and Citi Credit Card.

How can I get the maximum discount on Flipkart Big Billion Days Sale 2023?

To get the maximum discount on Flipkart Big Billion Days Sale 2023, you need to combine both base offers and bonus offers and use the right credit card or debit card for payment. Base offers are instant discounts or cashback that are applied automatically when you use your card for payment. Bonus offers are additional savings that are applied over and above the base offers when you meet certain criteria. The amount of discount or cashback depends on the category of the product, the date of purchase, and the type of card.

What are some of the products and categories that are on offer on Flipkart Big Billion Days Sale 2023?

You can expect to see huge price drops, flash sales, exchange offers, and more on products from top brands like Samsung, Apple, Xiaomi, LG, HP, Dell, Nike, Adidas, etc. Some of the products and categories that are on offer are smartphones, laptops, TVs, refrigerators, washing machines, ACs, fashion apparel, footwear, accessories, beauty products, home decor, furniture, kitchen appliances, groceries, and more.

How can I apply for a credit card or debit card to avail the offers on Flipkart Big Billion Days Sale 2023?

You can apply for a credit card or debit card online through the respective bank’s website or app or offline through a bank branch or representative. You need to be an Indian resident aged above 18 years or 21 years (depending on the type of card) with a good credit score and a stable income source. You also need to submit some documents such as identity proof, address proof, income proof, etc.

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