Do you want to know how to Increase Flipkart Axis Bank Credit Card Limit ? If yes, then you are not alone. Many Flipkart Axis Bank Credit Card users are looking for ways to enhance their credit limit and enjoy more benefits and rewards.
A credit limit is the maximum amount of money that you can spend using your credit card. It is determined by the bank based on your income, credit score, repayment history, and other factors. A higher credit limit can help you in many ways, such as:
- Improving your credit utilization ratio, which is the percentage of your available credit that you use. A lower credit utilization ratio can boost your credit score and make you eligible for better loan offers.
- Giving you more flexibility and convenience to make big purchases or pay for emergencies without worrying about exceeding your limit or paying high interest charges.
- Earning more reward points, cashback, discounts, and other benefits that Flipkart Axis Bank Credit Card offers on various categories like travel, shopping, dining, entertainment, etc.
But how can you increase your Flipkart Axis Bank Credit Card limit? Well, there are 5 best ways that you can try, depending on your eligibility and preference. Let’s take a look at them one by one.
1. How to Increase Flipkart Axis Bank Credit Card Limit Via SMS
One of the easiest and fastest ways to increase Flipkart Axis Bank Credit Card limit is by sending an SMS to the bank. All you need to do is:
- Send an SMS CLE XXXX, with the last 4 digits of your card number to 5676782 from your registered mobile number.
- You will receive a reply from the bank with the status of your request. If you are eligible, you will get a confirmation message with the new credit limit. If not, you will get a message with the reason for rejection.
This method is simple and convenient, as you don’t need to login to any app or website, or call any customer care number. You can just send an SMS from anywhere and anytime, and get an instant response from the bank.
However, this method may not work for everyone, as the bank may have some criteria for offering a credit limit increase via SMS.
For example, you may need to have a minimum card usage, a minimum credit score, or a minimum repayment history to qualify for this option. Also, the bank may not offer you the maximum possible credit limit increase via SMS, as it may depend on your current limit and other factors.
So, if you don’t get a positive response from the bank via SMS, don’t worry. You can try the other methods that we will discuss next.
2. Increase Flipkart Axis Bank Credit Card Limit Via Axis Banking Mobile App
Another convenient way to increase Flipkart Axis Bank Credit Card limit is by using the Axis Banking Mobile App on your smartphone. You can download the app from the Google Play Store or the Apple App Store and follow these steps:
- Login to the app on your mobile.
- Select “Services”.
- Select “Your Credit Card”.
- Click on “Total Controls”.
- Select “Check for Limit Increase”.
- You will see the available credit limit increase options for your card. Choose the one that suits you and confirm your request.
This method is handy and user-friendly, as you can access your credit card details and manage your limit from your mobile app.
You can also check your current credit limit, available balance, reward points, statement, and other features from the app. You can also get notifications and alerts from the bank regarding your credit card transactions and offers.
This method may require you to have a stable internet connection and a compatible device to use the app. You may also need to update the app regularly to get the latest features and security updates.
3. Increase Flipkart Axis Bank Credit Card Limit Via Website
You can also increase Flipkart Axis Bank Credit Card limit by logging in to the Axis Bank website. Here is how you can do it:
- Login to www.axisbank.com
- Click on “Accounts” and select “My Credit Cards”.
- In that, check for “Limit Enhancement”.
- You will see the available credit limit increase options for your card. Choose the one that suits you and confirm your request.
This method is reliable and secure, as you can use the official website of the bank to manage your credit card limit. You can also access other online banking services and features from the website, such as paying your bills, transferring funds, applying for loans, etc. You can also get the latest updates and news from the bank regarding your credit card and other products.
However, this method may require you to have a computer or laptop with a web browser and an internet connection. You may also need to remember your login credentials and enter them every time you want to access the website.
4. Increase Flipkart Axis Bank Credit Card Limit Via Axis Bank Phone Banking Centre
If you prefer to talk to a customer care executive, you can call the Axis Bank Phone Banking Centre and request to Increase Flipkart Axis Bank Credit Card Limit. The toll-free number is 18604195555/18605005555.
You will need to provide your card number, date of birth, and other details to verify your identity. The executive will check your eligibility and inform you about the available credit limit increase options for your card. You can choose the one that suits you and confirm your request.
This method is personal and interactive, as you can speak to a human representative and get your queries and doubts resolved. You can also get personalized advice and suggestions from the executive regarding your credit card limit and other features.
You can also request for other services and assistance from the phone banking centre, such as blocking your card, reporting fraud, changing your PIN, etc.
5. Auto Limit Increase for those who spent well
The last and the best way to increase Flipkart Axis Bank Credit Card limit is by spending well and paying your bills on time. Axis Bank regularly reviews the credit behavior of its cardholders and offers them automatic credit limit increases based on their performance.
If you have a good credit score, a high repayment history, and a low credit utilization ratio, you are likely to get an auto limit increase from Axis bank without any request or documentation.
This method is rewarding and hassle-free, as you don’t need to do anything to get a credit limit increase from the bank. You just need to use your credit card wisely and responsibly, and the bank will reward you with a higher limit. You can also enjoy the benefits of your Flipkart Axis Bank Credit Card without worrying about your limit or interest charges.
However, this method may take some time and patience, as the bank may not offer you an auto limit increase immediately or frequently. You may have to wait for a few months or years to get a significant credit limit increase from the bank.
Conclusion
So, these are the 5 best ways to increase your Flipkart Axis Bank Credit Card limit. You can try any of them as per your convenience and eligibility.
However, remember that increasing your credit limit does not mean that you can spend recklessly. You should always use your credit card wisely and responsibly and pay your dues in full and on time.
This will help you maintain a good credit history and enjoy the benefits of your Flipkart Axis Bank Credit Card including Welcome Benefits.
FAQs
What is the Flipkart Axis Bank Credit Card and what are its benefits?
The Flipkart Axis Bank Credit Card is a co-branded credit card that offers you exclusive rewards and benefits on Flipkart and other partner platforms. Some of the benefits are:
-5% cashback on Flipkart, Myntra, and 2GUD.
-4% cashback on preferred merchants like Uber, PVR, Curefit, etc.
-1.5% cashback on all other categories.
-No annual fee for the first year and waived off for subsequent years on -spending Rs. 2 lakhs or more.
-Welcome benefits worth Rs. 3,300 and milestone benefits worth Rs. 4,000.
Fuel surcharge waiver, airport lounge access, and dining discounts.
How can I apply for the Flipkart Axis Bank Credit Card?
You can apply for the Flipkart Axis Bank Credit Card online or offline. To apply online, you can visit the Axis Bank website or the Flipkart app and fill in the application form with your personal and professional details. You will also need to upload some documents like your identity proof, address proof, income proof, etc. To apply offline, you can visit the nearest Axis Bank branch or call the customer care number and request for the application form. You will need to submit the same documents along with the form.
How can I check my Flipkart Axis Bank Credit Card limit?
You can check your Flipkart Axis Bank Credit Card limit by using any of the following methods:
-SMS: Send an SMS BAL XXXX, with the last 4 digits of your card number to 5676782 from your registered mobile number. You will receive an SMS with your available credit limit and balance.
-Mobile App: Login to the Axis Banking Mobile App on your smartphone and select your credit card. You will see your current credit limit and available balance on the screen.
-Website: Login to www.axisbank.com and click on My Credit Cards. You will see your current credit limit and available balance on the screen.
-Phone Banking: Call the toll-free number 18604195555/18605005555 and provide your card number and date of birth. You will hear your current credit limit and available balance on the phone.
How can I redeem Flipkart Axis Bank Credit Card reward points?
You can redeem your Flipkart Axis Bank Credit Card reward points by using any of the following methods:
-Flipkart Vouchers: You can convert your reward points into Flipkart vouchers and use them to shop on Flipkart, Myntra, and 2GUD. You will need to have a minimum of 500 reward points to redeem them for Flipkart vouchers. You can do this by logging in to the Axis Bank website or mobile app and selecting the Flipkart vouchers option under the rewards section.
-Cashback: You can also convert your reward points into cashback and get it credited to your credit card account. You will need to have a minimum of 1,000 reward points to redeem them for cashback. You can do this by calling the customer care number and requesting for the cashback option.
-Other Merchants: You can also redeem your reward points for other merchant vouchers and products from the Axis eDGE Rewards catalogue. You can do this by visiting the Axis eDGE Rewards website and browsing through the available options.
How can I contact the Flipkart Axis Bank Credit Card customer care?
You can contact the Flipkart Axis Bank Credit Card customer care by using any of the following methods:
-Phone: You can call the toll-free number 18604195555/18605005555 and speak to a customer care executive. You will need to provide your card number and date of birth to verify your identity.
-Email: You can also send an email to customer.services@axisbank.com and mention your card number and query in the subject line. You will receive a reply within 2 working days.
-Chat: You can also use the chat option on the Axis Bank website or mobile app and chat with a customer care representative. You will need to login with your credentials and select the credit card option.
